Louisville Property Claims Attorney Case Summaries
If an event outside of your control has caused major damage to your home or property, the one source of consolation you may have had is that your property was insured. Unfortunately, insurance companies and their representatives are highly profit-focused and cost-conscious. This means that many people with major property damage often have great difficulty getting the money they need and deserve. When the insurance company you have paid and depended on for assistance in a crisis wrongfully denies your claim, delays payment, blocks recovery efforts, and refuses to pay money owed under their policies, you may be eligible for compensation.
The following case summaries are property claim cases we have personally handled and litigated and are provided for illustrative and informational purposes only and are not meant to offer legal advice or intend to take the place of consultation with a qualified attorney that has the requisite expertise and experience in these matters. These cases are only a sampling of the actual cases we have handled. While some cases may be similar, each case involves unique parties and specific facts, and the application of those facts to the controlling law may differ significantly depending upon the circumstances. No results or outcomes can be guaranteed in any case.
- Derhonda C., suffered a property loss when a fire destroyed her home and belongings. The property loss was timely reported to her insurer, State Farm. Derhonda complied with State Farm’s numerous requests for documentation and information, as well as providing a recorded statement immediately after the loss. Further, Derhonda underwent an Examination Under Oath, lasting over six hours, and completed a personal property inventory. State Farm responded to Derhonda’s claim by stating, “We have no determined whether the loss should be paid.” Derhonda had maintained insurance with State Farm for over five years. When Derhonda requested any and all information related to the denial or delay in the payment of her claim, no information was provided by State Farm for over seven weeks. We were retained and a lawsuit was filed in Clay Circuit Court in Clay County, Kentucky, for insurance benefits and compensatory and punitive damages for State Farm’s failure to pay the full amount of a claim arising from the fire. The case was removed to United States District Court, Eastern Division. Discovery was completed and depositions of Derhonda and the insurance adjuster were taken. State Farm never made an offer to settle the case prior to mediation. The case was mediated and reached a confidential settlement.
