Louisville Life Insurance Attorney Case Summary

The following case summaries are life insurance negligence cases we have personally handled and litigated and are provided for illustrative and informational purposes only and are not meant to offer legal advice or intend to take the place of consultation with a qualified attorney that has the requisite expertise and experience in these matters. These cases are only a sampling of the actual cases we have handled. While some cases may be similar, each case involves unique parties and specific facts, and the application of those facts to the controlling law may differ significantly depending upon the circumstances. No results or outcomes can be guaranteed in any case.

1. Jeanette C., after the death of her husband, was denied one-half of his $100,000.00 life insurance proceeds, despite the fact that his employer, Space Hardware Optimization Technology, deducted the appropriate amount from each of Jeanette’s husband’s paychecks for twenty year. We were retained to pursue action against the employer. Records indicated that while the employer deducted the correct amount from his paycheck, the total deducted was not paid in its entirety to Lincoln National Life Insurance Company. There was never an explanation of where the remaining premium money went. Due to the employer’s error, Lincoln National Life Insurance Company was only responsible for paying $50,000.00 in death benefits, even though Jeanette and her husband had elected a $100,000.00 policy. A lawsuit was filed in Floyd Circuit Court in Floyd County, Indiana. The case was removed to the United States District Court for the Southern District of Indiana. A settlement conference conducted by the Magistrate Judge resulted in a confidential settlement short of trial.