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Louisville Personal Injury And Insurance Litigation Law Blog

Dealing with an insurance company who denies a claim

Consumers spend millions of dollars on insurance policies every year. These policies help protect everything from their financial liability for a car crash to the possessions in their homes. Insurance provides people with peace of mind and financial assurances, but it is also a great business for making money. The fewer claims that companies pay out, the more profitable they are.

Sadly, some insurance companies will put their desire for profit ahead of their obligations to their policyholders. That could mean that they deny claims that they know they should approve given the terms of their contract with the individual in question. Some companies will even deny all claims of a certain kind the first time in the hope of discouraging their policyholders.

We help our clients seek justice for medical malpractice

There are certain people in life whom we are taught to trust. Our parents, our teachers, our spouses and our doctors are people in whom most of us have placed a great deal of trust over the years.

Sometimes, however, the people whom we trust let us down or drop the ball in a major way. If it happens to be a doctor or other medical provider, the results can be disastrous if not deadly.

Beware of texting truck drivers

It is dangerous for all drivers to text or otherwise interact with their phones behind the wheel. But when it's a commercial semitruck driver who is doing the interacting, it can be especially deadly simply because of the sheer size and weight of the trucks.

Both the Pipeline and Hazardous Materials Safety Administration (PHMSA) and the Federal Motor Carrier Safety Administration (FMCSA) prohibit the use of handheld cellphones for bus drivers, interstate truckers and those transporting placardable quantities of hazardous materials.

School bus accident sends 1 to hospital

With the school year finally winding down, parents won't be telling their kids to hurry up and finish breakfast so that they don't miss the school bus. For the next few months, the big yellow buses that are a staple on the roads nine months out of the year will be far scarcer.

For one school bus driver in Lexington, that might be a much-needed respite. The driver's school bus was struck on Wednesday, May 15, at approximately 6:30 a.m. at the intersection of New Circle Road and North Limestone.

Drive safely on Kentucky roads this holiday weekend

For some Louisville residents, Memorial Day weekend will include taking a trip. Whether you plan to travel across town or across the country, being on the road during one of the busiest travel weekends of the year increases your chances of being involved in an accident.

Here in Kentucky, the state police have been participating in the national seat belt campaign "Click It or Ticket" since May 20. The campaign, which runs through June 2, puts extra patrols out on the roads to make sure that drivers and their passengers buckle up.

What are 'pain and suffering' damages?

If you get into an accident here in Louisville, you may experience significant pain and suffering as a consequence of another driver's negligence. As such, you may be able to file a personal injury claim for that pain and suffering.

How can those damages be quantified? There is a process, but it also relies on very subjective perceptions due to the nature of these general damages. Below are some factors a court might use to calculate general damage awards:

  • How severe the injury is
  • Length of recovery
  • Future difficulties
  • Visible scarring or disfigurement

4 tips to help with a car accident claim

Imagine driving through Louisville on your way to work when suddenly you are in a car accident. Someone has rear-ended you. Obviously, it's the other driver's fault and their insurance company will certainly pay for your injuries and the damages. Or will it?

Dealing with your own insurance company can be challenging, but dealing with another driver's can seem like an uphill battle. Remember, insurance companies do not want to pay any more than the absolute minimum on claims. Unfortunately, that amount may be substantially less than what you need to cover your medical bills, lost wages and the damages to your vehicle. Here are a few tips to help you deal with another driver's insurer after a car accident.

More contaminated dog food products on the market

If you are like many pet owners of companion animals, your cats and dogs are beloved and valued members of your family. You pride yourself on taking good care of them, getting them annual shots, grooming them and feeding them quality pet food and treats.

So, learning of yet another pet food contamination incident is devastating. The latest product involved in the recall is Ol' Roy canned dog food sold exclusively at the 4,700 Walmart stores all over the nation. The company is now stripping its shelves of the contaminated products that contain the euthanasia drug sodium pentobarbital.

Bikers, give a wide berth to lawn clippings in the street

As Spring settles over Kentucky, it's time to once again return to the tasks of lawn maintenance. On any given weekend, you can hear the drone of lawn mowers floating out over each suburban neighborhood.

But residents may not realize that their lawn beautification efforts may inadvertently put motorcyclists in grave danger if they allow the grass clippings to be discharged onto the street.

School bus accident sends 2 to hospital

Recently, some students from the neighboring state of Indiana were injured en route to Kentucky for a school field trip. Two dozen kids from Thomas Jefferson Elementary School in Clark County, Indiana, were en route from their school to the Churchill Downs Museum in Louisville, a popular field trip destination for many schools in the area.

The students were aboard school bus #1810 when it was rear-ended by another vehicle. Most of the students were uninjured in the collision, although two children suffered minor injuries. They were taken to Norton Children's Hospital where they were treated for their injuries and released. The other students were treated at the scene by emergency responders and allowed to then continue on to their destination.

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Ewing & Willis
6009 Brownsboro Park Blvd. Suite B
Louisville, KY 40207

Phone: 502-694-7420
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